Today's Purchase Mortgage Rate Snapshot
These example purchase rates show how different loan types can affect your monthly payment when you buy a home. Your actual rate will depend on your credit profile, income, property details, and verified documentation.
What's your personalized mortgage rate?
Home loan interest rates are calculated using a set of details unique to everyone. They include your loan amount, how much debt you have compared to your income and your credit profile.
Look beyond the headline rate
You could be missing out if you’re basing your next step on rates alone. We help you consider how a new payment fits your budget, protection needs, and future plans.
- Know the difference - A .25% rate change roughly equals a $30 difference in your monthly payment.
- Your rate is unique - Your loan amount, your credit profile, your financial picture = your rate.
- Your rate is temporary - You’re never stuck with a rate forever. Take your goals off hold, discover what’s possible.